Woodmen Federal Credit Union is ready to help with your holiday expenses. 8% APR Credit Card Consolidation Loans! We have an easy loan application for a personal loan approval. Your loan rate will be 8% for up to 36 months. Stop in or call the Credit Union or click here for complete details.

Now is the time to make your IRA contributions for 2011 or 2012. In addition to Traditional Individual Retirement Accounts, Woodmen Federal Credit Union also offers Roth IRAs.

Mark your calendar for the Woodmen Federal Credit Union Annual Meeting. The meeting will be held Wednesday, February 22, 2012, 11:30 a.m., in the Newberry Conference Center of the World Building. All members are welcome to attend.

Need a new vehicle? Now may be the right time to buy. Woodmen Federal Credit Union offers low vehicle loan rates. You also receive an additional .50% discount with automatic payments from a Woodmen Federal Credit Union Share Draft Account. New vehicle rates begin as low as 3.74% with qualifying discount. Pre-owned vehicle rates begin as low as 3.99% with qualifying discount. Stop in or call the Credit Union for details.

Woodmen Federal Credit Union’s Fall 100% Auto Promotion may be over, but did you know the Credit Union offers 100% auto loan financing all year long? With a tiered APR, you may now borrow the full sticker price on new vehicles, or the N.A.D.A. retail book value on pre-owned vehicles. 85% new vehicle financing and N.A.D.A. loan value financing on pre-owned vehicles are still available as well. Stop in or call the Credit Union for details.

Woodmen Federal Credit Union now offers 72-month auto loans. Financing your new vehicle for the maximum 72 months allows you to spread your payments out over the longer term and reduce the size of your monthly payment. We are also offering 100% auto loan financing at reduced rates during September and October. See us for details and see how the Credit Union is making your new auto loan more affordable.

Woodmen Federal Credit Union now offers GAP, Guaranteed Asset Protection. GAP will cover any deficiency between your insurance settlement and your Credit Union loan balance if your car were to be totaled in an accident or stolen. Ask in the Credit Union for details.

HOME EQUITY LOANS

Woodmen Federal Credit Union also offers 6.00% APR fixed rate home equity loans. Consolidate debt, buy a new car, pay college tuition, plan for the Holidays, whatever! There are no closing fees and the interest may be tax deductible. Consult your tax advisor on the deductibility of finance charges.

HOME EQUITY LINE OF CREDIT

We now offer a simple and convenient Home Equity Line of Credit. Once you have established your home equity credit line the paperwork is done. Future advances are simple and fast. Enjoy the benefits your membership has to offer and put your home to work for you.

The Credit Union has mortgage funds available for 1st mortgages and is waiving the 1% discount point. If you’ve been considering buying a home or refinancing an existing mortgage, please check with us. We offer a unique mortgage loan program and our low rate may make this the right time to finance with your Credit Union.

Need to organize your debts? Woodmen Federal Credit Union is ready to help. Consolidate credit card balances with a bill consolidation loan, or with a Woodmen Federal Credit Union Platinum Visa Credit Card. Talk to a loan officer to see how you can enjoy the benefits membership has to offer.

Woodmen Federal Credit Union offers Checking Plus, our free share draft account. Checking Plus is much like our Basic Checking account, but is free if you maintain a $5,000.00 average daily balance for the calendar month. Checking Plus includes free Online BillPay and has a tiered dividend rate. The account pays the same dividend rate as the Basic Checking if the average daily balance is below $5,000.00 for the calendar month and pays a higher dividend if the average daily balance is at or above $5,000.00 for the calendar month. Checking Plus also provides your first box of checks for free. Stop in or call a member service representative for complete details.

Woodmen Federal Credit Union offers financial services online. Our online services are designed to be easy and convenient. You can view your balances, recent activity, 1099 and 1098 interest information, make transfers between your Woodmen accounts, even request check withdrawals. Save time and sign up to receive your monthly statement online too. It’s easy to sign up. Stop in or call the Credit Union today.

Online Financial Services users may also pay their bills online with our Online BillPay. Forget about postage and mailing your bills, Online BillPay will do it for you. Try it out and see the value for yourself.

Woodmen Federal Credit Union has enhanced our Online Financial Services with E-Alerts. E-Alerts allows you to request your own automatic email notices and reminders. For example, you may request an E-Alert for:

• your daily balances,

• when your checking balance drops below a certain amount,

• when your savings balance reaches a certain amount,

• when a loan payment is due,

• when a specific check number clears,

• when a payroll is deposited,

• a one-time personal reminder,

• a recurring personal reminder.

These are just a few examples of what E-Alerts can do for you. E-Alerts is now available and accessible by going to Online Financial Services and clicking on the E-Alerts tab. Try it out and discover your own personal assistant!

Woodmen Federal Credit Union will provide our members with professional, well-trained employees, a wide range of financial services, timely and convenient services, a fair return of savings, reasonably priced loans, a solid capital base, full information about the affairs of the Credit Union, and a Board of Directors committed to the members' best interests.