Woodmen Federal Credit Union is offering 100% auto loan financing at reduced loan rates during September and October. New vehicle rates begin at 4.74% APR with qualifying discount and pre-owned vehicles begin at 4.99% APR with qualifying discount. 100% financing allows you to borrow 100% of the sticker price or the full retail N.A.D.A. book value on pre-owned vehicles. Stop in or call the Credit Union for complete details.

Woodmen Federal Credit Union now offers GAP, Guaranteed Asset Protection. GAP will cover any deficiency between your insurance settlement and your Credit Union loan balance if your car were to be totaled in an accident or stolen. Ask in the Credit Union for details

Woodmen Federal Credit Union now offers 72 month auto loans. Financing your new vehicle for the maximum 72 months allows you to spread your payments out over the longer term and reduce the size of your monthly payment. We are also offering 100% auto loan financing at reduced rates during September and October. See us for details or visit our web site at www.WoodmenFCU.org and see how the Credit Union is making your new auto loan more affordable.

We now offer a simple and convenient Home Equity Line of Credit. Once you have established your home equity credit line the paperwork is done. Future advances are simple and fast. Enjoy the benefits your membership has to offer and put your home to work for you.

Woodmen Federal Credit Union also offers 6.50% APR fixed rate home equity loans. Consolidate debt, buy a new car, pay college tuition, finish summer home improvement projects, whatever! There are no closing fees and the interest may be tax deductible. Consult your tax advisor on the deductibility of finance charges.

The Credit Union has mortgage funds available for 1st mortgages and is waiving the 1% discount point. If you’ve been considering buying a home or refinancing an existing mortgage, please check with us. We offer a unique mortgage loan program and our low rate may make this the right time to finance with your Credit Union.

Need to organize your debts? Woodmen Federal Credit Union is ready to help. Consolidate credit card balances with a bill consolidation loan, or with a Woodmen Federal Credit Union Platinum Visa Credit Card. Talk to a loan officer to see how you can enjoy the benefits membership has to offer.

Woodmen Federal Credit Union has enhanced our Online Financial Services with E-Alerts. E-Alerts allows you to request your own automatic email notices and reminders. For example, you may request an E-Alert for:

• your daily balances,

• when your checking balance drops below a certain amount,

• when your savings balance reaches a certain amount,

• when a loan payment is due,

• when a certain check number clears,

• when a payroll is deposited,

• a one-time personal reminder,

• a recurring personal reminder.

These are just a few examples of what E-Alerts can do for you. E-Alerts is now available and accessible by going to Online Financial Services and clicking on the E-Alerts tab. Try it out and discover your own personal assistant!

Online Financial Services users may also pay their bills online with our Online BillPay. Forget about postage and mailing your bills, Online BillPay will do it for you. Try it out and see the value for yourself.

Woodmen Federal Credit Union will provide our members with professional, well-trained employees, a wide range of financial services, timely and convenient services, a fair return of savings, reasonably priced loans, a solid capital base, full information about the affairs of the Credit Union, and a Board of Directors committed to the members' best interests.